Here's my annual post about the progression of my portfolio over time. The performance of a portfolio may bring joy to a heart, but discipline with savings could amplify the joy someone's feel.
This year again, I believe that my discipline did a huge difference on my portfolio. The following numbers show how my portfolio has grown from may 16th 2009 until may 16th 2019 (every may 16th of every year).
2009: year 0
Compound annual rate since 2009: 35%
Given the fact that my portfolio is currently almost 20 times bigger than it was 10 years ago, it's incredible that I've managed to grow it's value by 30% over the last year. An important part of the growth is due to savings. So, please, do not tell me that my numbers are not performance numbers because I know that. It's simply a photograph of my portfolio from year to year, without taking care of what's the explanation behind the growth.
Here's a substantial explanation: My 9 years old car. It's my pride in a certain way. That car is reliable, doesn't cost me anything except some gas and insurances and it helps to me save about 500$ every month (if we had a second car or a newer car, that's what the cost would look like). The money I save there can be allocated to travel or to investment.
Goal for the next year: 15% growth.
**** EDIT ON MAY 27TH ****
Actually, my performance from 2018 to 2019 has been 32% instead of 30%.