dimanche 15 décembre 2024

Crazy fucking performance which makes no sense

Can someone explain me how come my portfolio was up 45% last year and up 31% so far this year? It makes absolutely no sense. It's equivalent to a compound growth of 90% in two years, which is totally crazy. And yet, about 11% of my portfolio is made of which reduced my performance (because they're less performing than the market). 

That's fucking crazy and I'm constantly thinking that it won't last. But, at the same time, even when the market drops, good stocks drop too but not that much. It's usually stocks that have a hard time that fall even lower. Which means that stocks like Dollar General or Canadian National Railway which are close to their 52 weeks lowest point may be the best candidates to fall even lower given a substantial market drop. And Tesla would likely be less impacted. 

It's not because such things happen that such things are rationnal. But it's how it works and that's what I try to consider when I manage my portfolio. Because the performance of a portfolio is a sum of many things: intelligent allocation, stocks picks, a bit of timing, a bit of luck and picks that coincide with what the other investors will consider interesting too. 

I really like my position now regarding to investment. I'm pretty passive. I make very few transactions. I'm much more patient than before. My portfolio is doing well and I could retire tomorrow with enough money to live correctly (but not richly) for the rest of my life. Thus, I won't stop working in a close future because I want to live a bit more comfortably when I'm retired. 

Today, I bought some cannabis pills at the SQDC (Société québécoise du cannabis). I'm slowly sinking in that absurd rich and famous lifestyle where you begin with cannabis and end up fucking animals in some sect in South America. Life is meaningless and sometimes I say to myself that I may find the meaning of life in the ass of a sheep. 

8 commentaires:

  1. I regret selling BN, DSG and ADI (nyse) back in July...But then again I managed to snag EW (nyse) on the day of its sell-off so that was okay...

    Recently picked up SJ and added to TIH as well GRT.UN

    Going through family problems at the present time...So the market is really on the back-burner...

    Perspective is everything when problems are in your life and otherwise...

    RépondreSupprimer
    Réponses
    1. Good luck with your problems. If your portfolio is solid enough, it won't be another source of problem and it may even support you in a rough period. Don't give up!

      Supprimer
  2. I'm up 60k since Trump became president. One "QUANTUM COMPUTING" stock was up over 60% today. I tried shorting it and high tailed it out of there quickly with a strict stop loss. I mean, you see a stock is up 25% on the day and you figure it has to come back down to earth, right? LOL. I have made money buying quality businesses and much more money buying companies that offer the promise of becoming profitable some day.
    I do not want to steer people towards the trash cans of investing. If you want the most intelligent advice on stock market investing, all you have to do is scroll down to penetrator's previous articles on Discipline and his article on MY INVESTMENT PHILOSOPHY. It's right here. This blogger from Quebec City or St Louis du Ha-ha is levels above most pro money managers in understanding what constitutes a great company to invest in. The best money managers in Canada are NOT in Penetrator's league. There's just no way. I have a little exercise to prove this. It is time for the 4 nations cup in hockey. Team Canada is the favorite according to the odds makers. But we are very weak on goal tending. When I tell my friends that Team USA might win 4 nations cup, most shoot back: OUR TOP SIX are BETTER than their TOP SIX. This is true...but that does not guarantee victory in a team sport like hockey.
    For the purposes of a stock market investing challenge, your top six against my top six DOES matter. Mr Donville (remember him?) is up about 85% so far this year, but if you would ask him his top six stocks, he would include Constellation Software (like Penetrator would), but he would also include some small pharmaceutical company like Cipher, a space company like MDA Space and a company like Zedcor that depends on much of its business coming from the natural gas sector. Penetrator is way past making these riskier bets.
    My best guess as to Monsieur Penetrator's top six stocks in the stock market? Constellation Software, Microsoft, Google, Mastercard, Meta and Parker Hannifin. His top six is gonna look something like that and if you see a top six like that, you know that you are seeing the picks of a very elite stock market investing mind. Face it, most of us are not fit to shine his crystal balls. This guy is a stock picker like Mike Bossy and Mario Lemieux were goal scorers.
    Ask somebody their top six stocks, and you will see or get a rough idea of how much they understand. We can have speculative picks for thrills, but let somebody tell you their six best stocks that they would be happy holding for years.
    My top six are: CSU.to AVGO AXON AMZN META and NVDA
    if you have to ask why, look at what these companies have done
    over the last TEN YEARS (not ten days). I do very stupid things like short momentum stocks or buy natural resources companies. Even when you know, it is hard to be consistently disciplined in saving and buying only the highest quality stocks. This is what makes the pride of Louis de Ha-ha, Quebec one of the very best stock market investors that you will ever come across.
    C’est un honneur d’apprendre de l’homme qui a écrit MA PHILOSOPHIE D’INVESTISSEMENT / MY INVESTMENT PHILOSOPHY directement sur ce site le lundi 29 avril 2024.

    RépondreSupprimer
    Réponses
    1. Merci Angelo mais je ne pense pas mériter ces éloges. Ma seule force est d'apprendre de mes erreurs et de ne pas les répéter. Pour ce qui est des stocks obscurs, je suis tout à fait d'accord: il n'y a rien de sérieux ou d'intelligent à investir dans de petites compagnies qui ne sont pas établies. Je n'investis plus que dans de grandes compagnies avec de bonnes marges de profit et un beau ROE (pour 80% de mon portefeuille, au minimum).

      Supprimer
  3. Hey, I've been reading your blog for a few years now, but never wrote. Funny enough, I heard about your blog in a book call Market Master where Jason Donville was interviewed.
    I don't know why I'm writing today. Maybe I had one too many glass of wine. I got to admit I like to read what you write and I wish you would write more often, but I understand that life is already full as it is.
    Regarding your question about those insane results in the last two years, I must admit I'm stuck between "I still got several years to invest so I don't care about them dropping" and "the market are way to high to invest". I also had good result in the last four years (2020 was probably my best year ever). While I had good results, I'm thinking more and more that I'm not crazy enough to do stock picking because I've underperformed the market last year and this year. With a market like we have, I feel you have to throw all common sense by the window and just take the riskiest asset you can find. I expect market to slow down by a lot next year (no a big drop) like a lot of people call. We'll see.

    P.S. I'm also from Quebec

    RépondreSupprimer
    Réponses
    1. Même si le marché est très cher ces temps-ci, il y a toujours quelques compagnies qui peuvent être intéressantes. Je n'investirais pas 100 000$ demain matin, mais quelques petites positions peuvent encore être prises. Par exemple, le CN, le CP, Couche-Tard et Stella Jones ne sont pas excessivement chers. Aucune de ces actions ne va être un coup de circuit incroyable mais je pense que sur le long terme, on peut s'attendre à du 10% annualisé, ce qui est quand même très bien (sans prendre de gros risque).

      Supprimer
    2. Je suis d'accord que certaines compagnies connues (tel que celles énoncé) sont encore relativement abordables et peuvent offrir un rendement qui est correct. Je crois cependant qu'il y en a quelques une d'un peu moins connu qui sont moins à risque de subir l'impact d'une éventuelle correction au vue des prix auxquelles elles se transigent et de leur marges actuelles (et non potentielle). Il faut simplement chercher un peu plus et plonger dans les états financiers au lieu de simplement acheter ce qui a la côte ces temps-ci ou ce qu'on lit quelque part sans comprendre la business. J'avoue cependant avoir un parti pris considérant que j'ai étudié dans le domaine de la finance (sans toutefois travailler en investissement).

      Supprimer
  4. With those returns, I think you could afford to fondle a herd of sheep? Maybe Trudeau, in his retirement, can join you and show you the ropes...

    RépondreSupprimer